Unfair Debt Collection

Problems with debt collectors and creditors

Collect more than you owe
Impose exaggerated charges
Threaten violence or harm
Use profane language or insults
Call repeatedly to harass or annoy
Falsely suggest that they are attorneys or government representatives
Threaten arrest or prosecution if you do not pay the debt
Threaten to confiscate your property or garnish your wages without having the legal right to do so
Call your friends, neighbors, family or place of employment
Report erroneous or false information to credit bureaus
Collect old debts which are time-barred by the statute of limitations
Collect debts discharged in bankruptcy
Try to collect a debt that does not belong to you